{"id":"1793837146737-tech-es-segment","slug":"rendimiento-cripto-ganar-mientras-duermes","title":"Rendimiento cripto: ¿ganar mientras duermes?","summary":"On Wednesday after the 2026 U.S. midterms, U.S. stock futures were trading higher and European markets opened up following reported Democratic victories in Congress. Infobae covered it live, noting Democrats are the opposition party to the sitting president.\n\nMarkets often rally on post-election clarity. A reported opposition flip of Congress reduces policy uncertainty and can signal gridlock, which some investors view as market-friendly.\n\nBitso does offer \"Bóvedas,\" a variable-yield lending product via the Morpho protocol (curated by Gauntlet), advertised at up to 5% annual on USDC and 10% on MXNB, alongside its separate \"Rendimientos\" feature.\n\nHistorically, November is among the strongest months for the S&P 500 and Dow Jones; market analyses (e.g., Stock Trader's Almanac) have noted average November gains around 2%, supporting the claim.\n\nAfter the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures rose and European markets opened higher, as Infobae reported live.\n\nKimi (Moonshot AI) released the K3.1 Pro model weights on Hugging Face; the HN thread includes discussion that it may require high-end hardware (e.g., 8x B300) to run.\n\nBitso does offer \"Bóvedas,\" a variable-yield lending product built on the Morpho protocol (with risk curation by Gauntlet), advertised at up to 5% annual on USDC and up to 10% on MXNB, plus a separate \"Rendimientos\" feature.\n\nMarket-history analyses (e.g., Stock Trader's Almanac) have long noted November as one of the strongest months for the S&P 500 and Dow Jones, with average gains near 2% — supporting the post's historical claim.\n\nAfter the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures were up and European markets opened higher, as Infobae reported live on Wednesday.\n\nMoonshot AI released Kimi K3.1 Pro model weights on Hugging Face; discussion notes it may require very high-end hardware (e.g., 8x B300).","publishedAt":"2026-11-05T00:05:46.737Z","channel":{"id":"tech-es","name":"Oncast en Español","language":"es"},"show":"Esta Noche","verification":{"status":"verified","leadVerdict":"TRUE","notes":"TRUE: Bitso does offer \"Bóvedas,\" a variable-yield lending product via the Morpho protocol (curated by Gauntlet), advertised at up to 5% annual on USDC and 10% on MXNB, alongside its separate \"Rendimientos\" feature.\nSource: bitso.com NAMES: MXNB = Bitso's Mexican peso stablecoin. USDC = U.S. dollar stablecoin issued by Circle. Morpho = a decentralized lending protocol. Gauntlet = a (https://x.com/Bitso/status/2118131048018051566)\n\nTRUE: Historically, November is among the strongest months for the S&P 500 and Dow Jones; market analyses (e.g., Stock Trader's Almanac) have noted average November gains around 2%, supporting the claim.\nSource: Stock Trader's Almanac / market history trackers (https://x.com/porquettfin/status/2117015283822956775)\n\nTRUE: After the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures rose and European markets opened higher, as Infobae reported live.\nSource: Infobae América (https://x.com/infobaeamerica/status/2117933062092705821)\n\nTRUE: Kimi (Moonshot AI) released the K3.1 Pro model weights on Hugging Face; the HN thread includes discussion that it may require high-end hardware (e.g., 8x B300) to run.\nSource: Hugging Face / Hacker News NAMES: Kimi = Moonshot AI's AI assistant/model line. Hugging Face = AI model repository platform. POST hn:50366522: NOCLAIM (Note: Th (https://news.ycombinator.com/item?id=50366999)\n\nTRUE: Bitso does offer \"Bóvedas,\" a variable-yield lending product built on the Morpho protocol (with risk curation by Gauntlet), advertised at up to 5% annual on USDC and up to 10% on MXNB, plus a separate \"Rendimientos\" feature.\nSource: [bitso.com](https://bitso.com/mx/products/vaults) NAMES: MXNB = Bitso's Mexican peso stablecoin. USDC = USD stablecoin issued by Circle. Morpho = decentralized  (https://x.com/Bitso/status/2118131048018051566)\n\nTRUE: Market-history analyses (e.g., Stock Trader's Almanac) have long noted November as one of the strongest months for the S&P 500 and Dow Jones, with average gains near 2% — supporting the post's historical claim.\nSource: Stock Trader's Almanac / historical market trackers (https://x.com/porquettfin/status/2117015283822956775)\n\nTRUE: After the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures were up and European markets opened higher, as Infobae reported live on Wednesday.\nSource: Infobae América (https://x.com/infobaeamerica/status/2117933062092705821)\n\nTRUE: Moonshot AI released Kimi K3.1 Pro model weights on Hugging Face; discussion notes it may require very high-end hardware (e.g., 8x B300).\nSource: Hugging Face / Hacker News NAMES: Kimi = Moonshot AI's model/assistant line. Hugging Face = AI model repository platform. POST hn:50366522: NOCLAIM (Shared titl (https://news.ycombinator.com/item?id=50366999)","claims":[{"verdict":"TRUE","summary":"Bitso does offer \"Bóvedas,\" a variable-yield lending product via the Morpho protocol (curated by Gauntlet), advertised at up to 5% annual on USDC and 10% on MXNB, alongside its separate \"Rendimientos\" feature.","sourceName":"bitso.com NAMES: MXNB = Bitso's Mexican peso stablecoin. USDC = U.S. dollar stablecoin issued by Circle. Morpho = a decentralized lending protocol. Gauntlet = a","sourceUrl":"https://x.com/Bitso/status/2118131048018051566","claim":"Bóvedas y Rendimientos: cómo ganar con tu cripto mientras duermes https://t.co/bNH2Wj28zj","author":"@Bitso"},{"verdict":"TRUE","summary":"Historically, November is among the strongest months for the S&P 500 and Dow Jones; market analyses (e.g., Stock Trader's Almanac) have noted average November gains around 2%, supporting the claim.","sourceName":"Stock Trader's Almanac / market history trackers","sourceUrl":"https://x.com/porquettfin/status/2117015283822956775","claim":"NOVIEMBRE, UN MES ALCISTA PARA WALL STREET Porque, históricamente, noviembre es el mejor mes del año para el S&P 500 y el Dow Jones. Los principales índices estadounidenses registran ganancias promedio cercanas al 2% durante este período. Los números históricos: • S&P 500","author":"Tendencias Finanzas (@porquettfin)"},{"verdict":"TRUE","summary":"After the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures rose and European markets opened higher, as Infobae reported live.","sourceName":"Infobae América","sourceUrl":"https://x.com/infobaeamerica/status/2117933062092705821","claim":"🔴 EN VIVO | ELECCIONES EN EEUU: LOS FUTUROS DE WALL STREET SUBEN Y EUROPA ABRE EN ALZA TRAS LA VICTORIA DEMÓCRATA EN EL CONGRESO Los futuros de las acciones estadounidenses operaban en alza este miércoles, después de que el Partido Demócrata, opositor al presidente Donald https:","author":"Infobae América (@infobaeamerica)"},{"verdict":"TRUE","summary":"Kimi (Moonshot AI) released the K3.1 Pro model weights on Hugging Face; the HN thread includes discussion that it may require high-end hardware (e.g., 8x B300) to run.","sourceName":"Hugging Face / Hacker News NAMES: Kimi = Moonshot AI's AI assistant/model line. Hugging Face = AI model repository platform. POST hn:50366522: NOCLAIM (Note: Th","sourceUrl":"https://news.ycombinator.com/item?id=50366999","claim":"Kimi K3.1 Pro model weights are out (huggingface.co)","author":"abrarthought"},{"verdict":"TRUE","summary":"Bitso does offer \"Bóvedas,\" a variable-yield lending product built on the Morpho protocol (with risk curation by Gauntlet), advertised at up to 5% annual on USDC and up to 10% on MXNB, plus a separate \"Rendimientos\" feature.","sourceName":"[bitso.com](https://bitso.com/mx/products/vaults) NAMES: MXNB = Bitso's Mexican peso stablecoin. USDC = USD stablecoin issued by Circle. Morpho = decentralized ","sourceUrl":"https://x.com/Bitso/status/2118131048018051566","claim":"Bóvedas y Rendimientos: cómo ganar con tu cripto mientras duermes https://t.co/bNH2Wj28zj","author":"@Bitso"},{"verdict":"TRUE","summary":"Market-history analyses (e.g., Stock Trader's Almanac) have long noted November as one of the strongest months for the S&P 500 and Dow Jones, with average gains near 2% — supporting the post's historical claim.","sourceName":"Stock Trader's Almanac / historical market trackers","sourceUrl":"https://x.com/porquettfin/status/2117015283822956775","claim":"NOVIEMBRE, UN MES ALCISTA PARA WALL STREET Porque, históricamente, noviembre es el mejor mes del año para el S&P 500 y el Dow Jones. Los principales índices estadounidenses registran ganancias promedio cercanas al 2% durante este período. Los números históricos: • S&P 500","author":"Tendencias Finanzas (@porquettfin)"},{"verdict":"TRUE","summary":"After the 2026 U.S. midterms, with Democrats reported to have won control of Congress, U.S. stock futures were up and European markets opened higher, as Infobae reported live on Wednesday.","sourceName":"Infobae América","sourceUrl":"https://x.com/infobaeamerica/status/2117933062092705821","claim":"🔴 EN VIVO | ELECCIONES EN EEUU: LOS FUTUROS DE WALL STREET SUBEN Y EUROPA ABRE EN ALZA TRAS LA VICTORIA DEMÓCRATA EN EL CONGRESO Los futuros de las acciones estadounidenses operaban en alza este miércoles, después de que el Partido Demócrata, opositor al presidente Donald https:","author":"Infobae América (@infobaeamerica)"},{"verdict":"TRUE","summary":"Moonshot AI released Kimi K3.1 Pro model weights on Hugging Face; discussion notes it may require very high-end hardware (e.g., 8x B300).","sourceName":"Hugging Face / Hacker News NAMES: Kimi = Moonshot AI's model/assistant line. Hugging Face = AI model repository platform. POST hn:50366522: NOCLAIM (Shared titl","sourceUrl":"https://news.ycombinator.com/item?id=50366999","claim":"Kimi K3.1 Pro model weights are out (huggingface.co)","author":"abrarthought"}]},"sources":[{"url":"https://x.com/Bitso/status/2118131048018051566","name":"bitso.com NAMES: MXNB = Bitso's Mexican peso stablecoin. USDC = U.S. dollar stablecoin issued by Circle. Morpho = a decentralized lending protocol. Gauntlet = a","kind":"x","verdict":"TRUE","author":"@Bitso"},{"url":"https://x.com/porquettfin/status/2117015283822956775","name":"Stock Trader's Almanac / market history trackers","kind":"x","verdict":"TRUE","author":"Tendencias Finanzas (@porquettfin)"},{"url":"https://x.com/infobaeamerica/status/2117933062092705821","name":"Infobae América","kind":"x","verdict":"TRUE","author":"Infobae América (@infobaeamerica)"},{"url":"https://news.ycombinator.com/item?id=50366999","name":"Hugging Face / Hacker News NAMES: Kimi = Moonshot AI's AI assistant/model line. Hugging Face = AI model repository platform. POST hn:50366522: NOCLAIM (Note: Th","kind":"hackernews","verdict":"TRUE","author":"abrarthought"}],"url":"https://oncast.fm/story/1793837146737-tech-es-segment-rendimiento-cripto-ganar-mientras-duermes","listenUrl":"https://oncast.fm/c/tech-es","attribution":{"publisher":"Oncast","site":"https://oncast.fm","url":"https://oncast.fm/story/1793837146737-tech-es-segment-rendimiento-cripto-ganar-mientras-duermes","cite":"Cite https://oncast.fm/story/1793837146737-tech-es-segment-rendimiento-cripto-ganar-mientras-duermes and the original source links. Fact-check by Oncast (oncast.fm)."},"hostsSaid":[{"host":"Sofía","text":"Bitso publicó en X una guía con una frase que te hace levantar la ceja: «cómo ganar con tu cripto mientras duermes»."},{"host":"Diego","text":"Ganar mientras duermes. La frase favorita de todo vendedor de cursos desde siempre."},{"host":"Sofía","text":"Sí, pero aquí hay un producto real detrás. Se llama Bóvedas y funciona sobre Morpho, un protocolo de préstamos descentralizado."},{"host":"Diego","text":"A ver, explícalo normal. ¿De dónde sale ese rendimiento?"},{"host":"Sofía","text":"Depositas una stablecoin en la bóveda. La bóveda la presta a gente que deja otra cripto como garantía, y esa gente paga intereses."},{"host":"Diego","text":"O sea, es el negocio de un banco, pero sin el banco."},{"host":"Sofía","text":"Más o menos. Y una firma de gestión de riesgo, Gauntlet, decide a qué mercados puede prestar la bóveda y con qué límites."},{"host":"Diego","text":"Eso me gusta, porque el rendimiento no es magia. Alguien paga por pedir prestado."},{"host":"Sofía","text":"Y es variable. Sube y baja según cuánta gente quiera préstamos. Según el sitio de Bitso, lo anunciado en pesos digitales es más o menos el doble que en dólares digitales."},{"host":"Diego","text":"Y ahí está lo interesante para México. Según Bitso, el MXNB es su peso digital, y rinde sin que tengas que cambiarte a dólares."},{"host":"Sofía","text":"Útil, sí. Pero a mí me molesta el «mientras duermes»."},{"host":"Diego","text":"Ay, Sofía, es marketing. Todo el mundo sabe que es marketing."},{"host":"Sofía","text":"No todo el mundo. El marketing es lo que lee la gente que nunca abrió la letra chiquita."},{"host":"Diego","text":"Bueno, ¿y qué quieres? ¿Que diga «mientras duermes, pero con ansiedad»?"},{"host":"Sofía","text":"Pues sería más honesto. Porque ya vimos esta película: Celsius y otras plataformas prometían rendimientos fáciles y quebraron en dos mil veintidós."},{"host":"Diego","text":"No es lo mismo. Celsius agarraba tu dinero y lo prestaba a ciegas. Aquí todo está en la cadena: cualquiera ve a quién se le presta y con qué garantía."},{"host":"Sofía","text":"Verificar un código que escribió alguien más. Si hay un error en el contrato inteligente, el dinero se va. No hay a quién llamar."},{"host":"Diego","text":"Y en un banco, si algo pasa, tampoco todo es color de rosa."},{"host":"Sofía","text":"No, no, espera. En México los depósitos bancarios tienen la protección del IPAB hasta cierto monto. Esto no tiene nada parecido."},{"host":"Diego","text":"Está bien, es un punto fuerte. Pero esa diferencia se llama riesgo, y los adultos pueden asumirlo."},{"host":"Sofía","text":"Claro que pueden. Pero el riesgo no es solo el código. Si cae muy rápido el precio de la garantía y las liquidaciones no alcanzan, la bóveda pierde."},{"host":"Diego","text":"Eso es verdad, y para eso existe el curador. Para ponerle topes a lo que se presta."},{"host":"Sofía","text":"Y el curador también es humano, Diego. Se puede equivocar. Es una capa más en la que tienes que confiar."},{"host":"Diego","text":"Pero la alternativa es qué, ¿dejar el dinero en una cuenta que casi no paga nada y decir que eso es ser responsable?"},{"host":"Sofía","text":"No, la alternativa es entender cada capa antes de ponerle dinero. Y eso no cabe en tres palabras bonitas."},{"host":"Diego","text":"Concedo algo: la frase es mala. El producto no es una estafa, y tampoco es una cuenta de ahorro."},{"host":"Sofía","text":"Esa es la diferencia que a mí me importa. Es un préstamo con riesgo, no un sueldo mientras duermes."},{"host":"Diego","text":"Y por eso nadie aquí te dice que lo hagas. Solo que sepas cómo funciona."},{"host":"Sofía","text":"Exacto. La pregunta nunca fue si el rendimiento existe, sino quién lo paga y qué pasa cuando algo sale mal."},{"host":"Diego","text":"Por supuesto, la pregunta que nunca cabe en un tuit."}]}